Looking at the insurance premium for amphibious aircraft is an eye-opening reality check. Why? The answer should be obvious. Insurance companies know that sooner or later the plane they have insured might end up on the wrong side of the water.
A seaplane broker specializing in Cessna amphibians told me that 50 percent of the planes he has sold have been involved in at least one incident and the other 50 percent may have omitted the incident from their respective logbooks.
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